The Specialist Bridging Finance Broker
Whether a quick purchase or refinancing an existing asset, we are an independent bridging finance broker with full market access to the best funding package for you.
Bridging Finance Funding Solutions
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Auction finance available
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All asset classes welcome
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1st, 2nd and 3rd charge loans
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Non status/credit impaired welcome
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Residential up to 85% LTV
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Semi Commercial & Commercial up to 75% LTV
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Land with planning up to 75% LTV
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Terms from 1-36 months
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No monthly payments
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Interest deducted from loan, serviced monthly or rolled up
How Montpelier Private Finance Assists Our Clients
Finance At Pace
There may be a variety of uses for bridging finance but the one thing that every circumstance demands is the need for the finance quickly. When the clock is ticking working at pace is invaluable. Our experience means that your application will proceed to completion in the quickest possible timeframe without the hold ups.
Flexible Funding
The great thing about bridging finance is the flexibility of the product, which offers a multitude of options for borrowers. Whether it's to fund an auction purchase, light or heavy refurbishment, a commercial or residential property, there will be a market leading funding solution for you.
The Right Finance Package
Wherever you look for bridging finance solutions there will be an amazing monthly interest rate advertised. But the rate isn't typically the full story, with a number of additional charges such as early repayment charges (ERC's), exit fees and admin fees potentially attached. We will take the time to understand what is best for your circumstances, and ensure you secure the best funding package on the market.
Current Products
Montpelier Private Finance sources funding from, but not limited to, family wealth offices, challenger banks, high street banks, private funds, pension funds and offshore institutions. Below are just a small selection of the current funding opportunities offered by our lending partners.
Up To 70% LTV On Land With Or Subject to Planning
Bridging Finance Up To 85% LTV
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No valuations or personal guarantees up to 65% LTV
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Below market value properties accepted
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Cosmetic works are permitted
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Funding terms up to 12 months with no minimum term
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Up to 75% LTV for foreign nationals
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Funding available across England and Wales
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A private lender with a flexible approach to development sites with or subject to planning consent.
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Up to 70% LTV gross lending
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Loans from £3m - £30m
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Coupon from 10% pa
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All asset classes considered
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Loans can be executed in just 2 weeks
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Funding available across England, with a focus on urban/brownfield locations
Refurbishment Finance at 80% LTV
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Client self funds works resulting in no internal Monitoring Surveyor being required
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Interest rolled up throughout the term, achieving circa. 80% net LTV can be delivered (based on OMV as opposed to forced sale value)
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Pricing fixed at 0.95% per month for Heavy Refurb and 0.85% for Light Refurb
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Loans from £200k - £5m+
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A lender that is flexible on experience
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Funding available across mainland England
Case Studies
Bridging Finance Explained
Want to learn more about bridging finance?
If you are new to development finance and want learn more about how to procure finance visit our 'Bridging Finance Explained' page. Areas covered include:
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The different uses for bridging finance
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The costs involved in bridging finance
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The advantages and disadvantages of bridging finance
