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Commercial mortgages for residential and commercial investment property finance.  Buy-to-let mortgages, HMO mortgages, MUB mortgages, commercial and semi-commercial mortgages

Commercial Mortgages

With our extensive experience in raising investment property finance, we are able to offer clients exclusive products that are not available directly.  Our granular approach means we will secure you the keenest funding solution for your circumstances

Stairs

Commercial Mortgage Funding Solutions

HMO mortgages (both small (<6 people) & large with no maximum)

Multi Unit Block mortgages

Buy To Let mortgages

Residential Investment mortgages (high value low yielding prime assets)

Semi Commercial & Commercial mortgages

Commercial Owner Occupied mortgages

Portfolio mortgages

Interest only available up to 80% LTV for Residential Investment assets

Interest only available up to 75% LTV for Semi Commercial & Commercial assets

100% LTV available with additional security

No maximum loan

Personal, Company, Trust, Off Shore, Domicile and Non Domicile options available

How Montpelier Private Finance Assists Our Clients

Street view of a commercial property

The Complex Made Simple

With so many options on the market securing commercial property finance can be confusing and complicated.  Our job is to make the complex simple for you.  By fully understanding your specific needs we will be able to quickly identify the best package for you.    

Bespoke Solutions

Whether you are looking to purchase an industrial unit for your own business or looking to invest in an HMO project, there is a product to suit you.  Our relationship with specialist lenders means you will gain access to products not available to direct clients.  Bespoke solutions are tailored exactly to your needs.

Shared living space in purpose built student accommodation
Modern commercial interior

An Unrivalled Service

We exist to help you, the client. We work around the clock to secure your commercial property finance.  You will be kept fully informed of progress through to completion, and are always on hand to assist you in any way.  We take the strain of an application so so you can continue to focus on what's important to you.   

Current Products 

Montpelier Private Finance sources funding from, but not limited to, family wealth offices, challenger banks, high street banks, private funds, pension funds and offshore institutions.  Below are just a small selection of the current funding opportunities offered by our lending partners.

Street of HMO properties

Heavy Refurbishment Finance at 75% LTV (net)

  • Lender funds works (in arrears) using internal Monitoring Surveyor

  • Interest rolled up throughout the term, achieving circa. 75% net LTV can be delivered (based on OMV as opposed to forced sale value)

  • Pricing fixed at 0.99% per month

  • Loans from £250k - £5m+ 

  • A lender that is flexible on experience

  • Funding available across mainland England

Refurbished luxury kitchen

Heavy Refurbishment Finance at 80% LTV (net)

  • Client self funds works resulting in no internal Monitoring Surveyor being required

  • Interest rolled up throughout the term, achieving circa. 75% net LTV can be delivered (based on OMV as opposed to forced sale value)

  • Pricing fixed at 0.95% per month.

  • Loans from £200k - £5m+

  • A lender that is flexible on experience

  • Funding available across mainland England

Residential investment property

Light Refurbishment Finance at 80% LTV (net)

  • Client self funds resulting in no Monitoring Surveyor required

  • Interest rolled up throughout the term, achieving circa. 80% net LTV can be delivered (based on OMV as opposed to forced sale value)

  • Pricing fixed at 0.85% per month

  • Loans from £200k - £5m+ 

  • A lender that is flexible on experience

  • Funding available across mainland England

Commercial Products

Case Studies

Residential street of buy-to-let properties

Funding secured across 3 HMO's
68% LTV facility 
Planning permission complexities

Semi-commercial property

70% LTV facility 

Service to debt ratio obstacle overcome

Bespoke pricing achieved for the client

Street view with residential and commercial properties

Portfolio landlord wanted to release equity
Valuation challenge overcome
76% LTV facility

Residential buy to let in London

Want to learn more about commercial mortgages?

If you are new to commercial mortgage finance and want learn more about how to procure finance visit our 'Commercial Mortgages Explained' page.  Areas covered include:

  • The different types of commercial mortgages

  • The costs involved with commercial mortgages

  • The documentation is required when applying for a commercial mortgage

High street shops procured with commercial mortgages

Commercial Mortgages Explained

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