A first class customer experience
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Montpelier Private Finance prides itself on giving you the very best experience. By working with us you can be guaranteed:
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No stress - we take on the arduous tasks
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You choose our level of involvement
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Full and regular case updates so you never chase
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Your client always remains your client
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Benefit from our expertise
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With over 20 years experience we are a market leading expert in specialist lending. We successfully assist our clients with:
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Senior debt funding, stretched senior, mezzanine and JV/equity and funding solutions
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Complex funding requirements
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Funding solutions for applications in personal name, company, trust, off shore, domicile and non-domicile.
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Market leading funding solutions
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We are an independent specialist finance broker with full market access. You and your client will enjoy the benefit of:
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Bespoke funding solutions that best suits the individual needs of each client
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Market leading exclusives from our lending partners
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Our established reputation our lending partners, that has been built up over many years.
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For Brokers, Introducers and Professional Intermediaries
We have a long, established history of successfully working with introducers, brokers and professional intermediaries. Our complete focus is to achieve a partnership that works for you.
Our Services
80% of completed project value
PBSA specialist
Ground Up Development Finance
Permitted Development Finance
Refurbishment Finance
No Personal Guarantee option (full/Ltd)
Development Exit Finance
Land Mortgages
Pre Construction Loans
Structured Property Finance
Mezzanine Finance
Joint Venture/100% Funding
Auction finance available
All asset classes welcome
1st, 2nd and 3rd charge loans
Non status/credit impaired welcome
Residential up to 80% LTV
Semi Commercial & Commercial up to 75% LTV
Land with planning up to 70% LTV
Terms from 1-36 months
No monthly payments
Interest deducted from loan, serviced monthly or rolled up
HMO mortgages both small (<6 people) & large with no maximum
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Multi Unit Block mortgages
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Buy To Let mortgages
Residential Investment mortgages (high value low yielding prime assets)
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Semi Commercial & Commercial mortgages
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Commercial Owner Occupied mortgages
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Portfolio mortgages
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Interest only available up to 85% LTV for Residential Investment assets
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Interest only available up to 75% LTV for Semi Commercial & Commercial assets
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100% LTV available with additional security
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Funding available for both direct lets and nomination agreements
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Preferred terms for Russell Group locations
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Standard construction and modular propositions welcome
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Development finance at 90% Loan to Cost (LTC)
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90% LTC stretched senior debt funding / 75% Loan to Gross Development Value (LTGDV) (lower there of); keeping the transaction a pure debt proposition, rather than give away equity/profit share
Mezzanine finance up to 75% LTGDV
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Hybrid mezzanine/equity finance for higher LTC's
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Joint venture/equity to sit on top of senior debt
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Commercial term exit lending for completed schemes
What Our Clients Say
Toby | Financial Advisor & Mortgage Broker
I have referred to James and Montpelier Private Finance a number of times, for a variety of deals including PBSA, bridging, development and commercial finance. James has never let me, or more importantly, my clients down and always provides an incredibly high level of service. His knowledge on these sectors is second to none and the thoroughness of his research and advice produces positive results time and again. He also keeps introducers and other key parties informed at every step of the transaction, something which is often lacking in a lot of other commercial partners. I would have no hesitation in recommending the services of Montpelier Private Finance for anyone seeking specialist finance.
Start Working With Us
If you have a case you want to discuss then simply contact us by your preferred method. We look forward to working with you.
